Overview & Enrollment

Retirement Plan Options & Eligibility

Full-time (with appointments of 3 months or more), permanent, employees are required to join a Retirement System within 30 days of their appointment/hire date.

Part-time employees and those with provisional or temporary appointments have the option to join a Retirement System at any time. No Retirement System membership will be established, nor any service credit or contributions reported, however, until the appropriate Retirement System election and membership applications have been received and processed.

Your selection of a Retirement System is an important decision, so please review your options very carefully.

Once your election is made, you will generally not be allowed to change Retirement Systems, unless you have a change in your employment title making you eligible for a different Retirement System for the first time and you opt to change to that System within 30 days of your eligible appointment.

It is important to note that membership in a Retirement System may not otherwise be changed or withdrawn during your current or any subsequent employment with any SUNY or community college campus.

Retirement Plan Options

Eligibility for a Retirement System depends on a variety of factors, including your Bargaining Unit, your position classification, and whether you are full or part-time.

Employees in both the Classified (e.g., CSEA, PEF, NYSCOPBA, and MC-06) and the Unclassified (e.g., UUP and MC-13) service are eligible to join:

All employees in University Police titles (e.g., PBANYS, MC-13 police titles) are eligible to join:

Employees in the Unclassified (e.g., UUP and MC-13) service may, depending on title, be eligible to join:

Employees in the Unclassified (e.g., UUP and MC-13) service who are full-time; and part-time UUP employees with Term appointments, MC employees who are at least half-time, and employees designated as eligible under local community college contract, are also eligible to elect:

Additional Retirement Plan Information:

Retirement Plan Election and Enrollment:

Once you have carefully reviewed your options and decided to join a Retirement System, your first step is to submit your Retirement Program Election and provide your Retirement System History.  Instructions on how to do this are detailed below, and vary according to where you are employed:


For further information and/or assistance, please contact the Benefits Office at your State-Operated College or Community College campus.

Please note that this information has been prepared as a general summary of the benefits available to SUNY employees. It cannot provide you with the complete details on all benefits related matters. You should carefully review and research the options available to you before making any enrollment decisions. Only authorized representatives from each plan administrator or benefit plan provider are adequately knowledgeable and experienced to fully address your questions or to assist you with many of the technical aspects of their respective programs. The information contained in all SUNY publications and web sites is intended only as a basic summary overview and to provide you with basic points for your consideration. You are invited to contact representatives from the benefit plan in which you are interested for additional information or with specific questions about their respective benefits or coverage.

Retirement Plans