November 30th Deadline for 2017 PTCP

November 30th Deadline for 2017 Pre-Tax Contribution Program (PTCP)

Each November, enrollees in the NYS Health Insurance Program (NYSHIP) may elect to particpate or decline participation in the Pre-Tax Contribution Program (PTCP) for the upcoming plan year. During November, current PTCP enrollees may also make changes to their coverage, which impact the NYSHIP deduction for the upcoming plan year, without a qualifying event.


If enrolled in PTCP, your share of the health insurance premium is deducted from your wages before taxes are withheld, which may lower your taxes. Enrollment in PTCP also restricts changes that can be made to the NYSHIP coverage (e.g., switching to individual coverage) to situations in which a qualifying event takes place. Not enrolling in PTCP allows greater flexibility to make changes to NYSHIP coverage throughout the plan year.


Your pay check shows whether or not you are enrolled in PTCP.

For more information about PTCP and the allowable coverage changes while enrolled in PTCP, please refer to the PTCP Change Chart and PTCP Fact Sheet.

If you wish to change your PTCP selection for 2017, you must file a completed NYS Health Insurance Transaction Form (with sections 1-9 & 13 completed) with your campus Benefits Offcie by November 30, 2016.

NO ACTION IS REQUIRED TO KEEP YOUR CURRENT PTCP STATUS.

Benefits