BENEFITS AT A GLANCE ALL EMPLOYEES REPRESENTED BY PEF Options Empire Plan: Blue Cross: Hospitalization United HealthCare: Major Medical/Surgical. Health Maintenance Organizations: Hospitalization and medical/surgical care by designated primary care physician. Full-time employees with appointments that are expected to last 3 months or longer. Part-time employees need to work at least half-time on a regularly scheduled basis, 56 day waiting period. Empire Plan biweekly rates: Individual $21.07 Family $85.25 RETIREMENT SYSTEM New York State Employees Retirement System (ERS): Defined benefit plan; benefits are based on best consecutive three years average salary (as defined by membership TIER) and years of employment. Membership for full-time permanent employees is mandatory. Membership for part-time and temporary employees is optional, except that appointees with current membership must continue to participate. Permanent full-time Employees: membership is effective on the date of appointment. Temporary and part-time Employees: Membership is effective upon the receipt of application at ERS. Employee contribution is 3 percent of salary for those joining on or after July 27, 1976. No contribution required after 10 years of service. PRESCRIPTION DRUGS Coverage through health insurance program. Must be at least half time and eligible to receive health insurance. 56 day waiting period. Paid for through health insurance premium. DENTAL INSURANCE GHI Preferred Dental Plan Must be at least half time and eligible to receive health insurance 56 day waiting period Paid for by New York State. DIVISION CARE Davis Vision Care Plan Must be at least half time and eligible to receive health insurance. 56 day waiting period. Paid for by New York State. DISABILITY COVERAGE AND LIFE INSURANCE Not provided by the University, but may be purchased individually through your union.