BENEFITS AT A GLANCE PART-TIME UUP EMPLOYEES HEALTH INSURANCE/PRESCRIPTIONS Options Empire Plan: Blue Cross: Hospitalization United HealthCare: Major Medical/Surgical. Health Maintenance Organizations: Hospitalization and medical/surgical care by designated primary care physician. Faculty members must teach two or more courses each semester worked. Will receive 13 pay periods of coverage for each eligible semester. Professional Employees must earn an annual salary rate of $11,532 or more and be appointed for at least three months. (If ineligible, health insurance may be purchased by paying the full share cost.) 42 day waiting period. Empire Plan biweekly rates: Individual $21.07 Family $85.25 See �Rates and Deadlines� for a complete listing of HMO rates. VISION AND DENTAL PLANS Partial reimbursement for services through participating and non-participating providers. Must be eligible for health insurance. 42 day waiting period No cost to employees. RETIREMENT SYSTEMS Options **TRS and ERS: Defined benefit plans; benefits are based on best consecutive three years average salary and years of employment. �ORP: Defined contribution plan; benefits are based on employer and employee contributions and the success of the investments. Employer contribution is 8 percent of salary for first seven years of service; 10 percent of salary thereafter. Membership is optional for part-time employees, except that appointees who have current membership in one of these plans must continue to participate, if eligible. All part-time employees are eligible for ERS. Part-time employees in faculty, librarian, or coach titles are also eligible for TRS; part-time employees with term, as opposed to temporary, appointments are also eligible for the ORP. Immediately upon enrollment. Vested after 5 full-time equivalent years in ERS & TRS. Vested after 366 days in the ORP. Employee contribution is 3 percent of salary for those joining on or after July 27, 1976. No contribution required after 10 years of service for members of ERS and TRS. LIFE INSURANCE $6,000 group life insurance plan. Employees represented by UUP. Date employee is placed on payroll. No cost to employee. TUITION ASSISTANCE UUP space available program provides one free course a semester. Partial assistance for additional courses through the SUE Tuition Waiver program (based on funding) Fees are not covered by Tuition Assistance. Must be SUNY state-operated campus. Appointment must cover period of support. Upon employment. No cost to the employee for this benefit. FLEX BENEFITS (PRE-TAX DEDUCTIONS) A portion of salary is designated by employee to establish a fund to cover eligible child care, elder care and/or un-reimbursed health care expenses with pre-tax dollars. Must be receiving regular biweekly paychecks for dependent care. Must also be eligible for health insurance for health care. For dependent care, effective immediately; must enroll within 60 days of appointment. For health care, 60 days from date of appointment; must enroll within 60 days of date of appointment. The employee determines the amount to be deducted, maximum $5,000 for child/elder care; minimum $150, maximum $3,000 for health care SAVINGS PLANS � TAX DEFERRED ANNUITIES AND NYS DEFERRED COMPENSATION PLAN Voluntary tax-deferred savings programs designed to provide funds in retirement. Employees may choose to participate in either or both plans subject to IRS limits on tax deferral. Upon employment. Choice of employee. Employee contributions through salary reduction subject to IRS limitations. LONG-TERM CARE INSURANCE Coverage for care in a nursing home, assisted living facility, or at home. Must be eligible for health insurance. If enrolled within 60 days of eligible appointment, guaranteed issue. Otherwise, subject to medical underwriting. Premiums determined by amount of coverage purchased. DISABILITY COVERAGE Monthly income benefit equal to 60 percent of covered monthly salary, not to exceed $5,000 a month; also provides a monthly annuity premium benefit. Employee must be eligible for health insurance; benefits begin following six months of total disability. First of the month following one year anniversary. No cost to employee. VACATION AND SICK LEAVE Faculty: Number of courses Days Earned 1 course 1/4 day per month 2 courses � day per month 3 courses 1 day per month Professional Employees Between 7/1/2005-6/30/2006 Salary Days Earned Up to $10,897 .25 day per month $10,898 to $16,347 .50 day per month $16,348 to $21,795 1.00 day per month $21,796 or higher 1.25 days a month HOLIDAYS Eligible for up to 12 holidays per year if they fall on a regularly scheduled work day. PAYROLL INFORMATION New York State has a two-week lag payroll system. This means that each paycheck pays for the period two-four weeks prior to the date of the check. New employees will not receive their first check for approximately four weeks.