BENEFITS AT A GLANCE POLICE AND SECURITY EMPLOYEES

BENEFIT

DESCRIPTION

ELIGIBILITY

EFFECTIVE DATE

COST

HEALTH INSURANCE/ PRESCRIPTION COVERAGE

Options:

Empire Plan: NY State PPO plan that provides in and out of net-work benefits.
Blue Cross: Hospitalization
United HealthCare
Major Medical/Surgical.

Health Maintenance Organizations:
A (HMO) is a managed care system in a specific geographic area that provides comprehensive health care coverage through a network of providers

Full-time and part-time employees who work at least half-time with appointments that are expected to last at least six consecutive payroll periods.

.

56 day waiting period.

Individual and Family coverage is available through a variety of health insurance providers.  See "Rates and Deadlines" for a complete listing of HMO rates online at

http://www.cs.state.ny.us
/ebd/index.cfm

RETIREMENT SYSTEM

New York State Employees’ Retirement System (ERS):

http://www.osc.state.ny.us/

Defined benefit plan; benefits are based on highest consecutive three years average salary, (as defined by membership TIER), and years of state service credit.

Membership for full-time permanent employees is mandatory. 

 Membership for part-time and temporary employees is optional, except that employees with current membership must continue to participate.

Permanent full-time Employees:  membership is effective on the day of appointment.

Temporary and part-time Employees: membership is effective upon the receipt of application at ERS.

Employee contribution is 3 percent of salary for those joining on or after July 27, 1976.  No contribution required after 10 years of service. Vesting is five years of full-time state service.

DENTAL AND VISION COVERAGE

GHI Preferred Dental and EyeMed Vision Care 

Must be at least half time and eligible to receive dental and vision benefits.

56-day waiting period.

Paid for by New York State

DISABILITY COVERAGE AND LIFE INSURANCE

 Not provided by the University, but may be purchased individually through your union, please see sick leave accrual information  below.

TUITION ASSISTANCE

SUNYtuition waiver may be available based on funding at each SUNY campus. Contact Human Resources for more details

Varies based on campus eligibility criteria

Varies based on campus criteria

.

No cost to the employee for this benefit. Books and fees are not included costs for these programs.

FLEX BENEFITS (PRE-TAX DEDUCTIONS)

There are two parts to the Flex Spending Account -- the Dependent Care Advantage Account (DCAAccount) and the Health Care Spending Account (HCSAccount). Both are types of flexible spending accounts that give you a way to pay for your dependent care or health care expenses with pre-tax dollars.

There may be a employer contribution for the DCAA.  Go online at http://flexspend.state.ny.us/ for more information.

Must be receiving regular bi-weekly paychecks  and must also be eligible for health insurance  benefits

New employees must enroll within 60 days of appointment or may enroll during the open enrollment period each year.

The employee determines the amount to be deducted, maximum $5,000 for DCAA maximum $4,000 for HCSA

VOLUNTARY TAX-DEFERRED SAVINGS PLANS through TIAA-CREF  (403(b)AND the NYS DEFERRED COMPENSATION PLAN (457b)

Voluntary tax-deferred savings programs designed to provide supplemental savings for  retirement.,  Employees may choose to participate in either or both plans subject to IRS limits on tax deferral.

All employees paid on a biweekly basis are eligible to enroll.

Employee determines effective date of enrollment. May change deferral amount as often as you would like.

Employee contributions through salary reduction subject to IRS limitations.

LONG-TERM CARE INSURANCE

Coverage for care in a nursing home, assisted living facility, or at home.

Must be eligible for health insurance.

If enrolled within 60 days of eligible appointment, guaranteed issue.  Otherwise, subject to medical underwriting.

Premiums determined by amount of coverage purchased.

HOLIDAYS*

 Eligible for up to 12 holidays per year.   

VACATION*

SICK LEAVE*

PERSONAL LEAVE*

Vacation leave: Generally full-time employees earn at the rate of one-half day per pay period, after the completion of 13 pay periods of employment.  (13 days/year for first 7 years  then 20 days/year thereafter.)  Part-time employees who work on a regular schedule of at least half time, earn accruals on a pro-rated basis.  One bonus vacation day for each year of completed service for the second through seventh year of employment.

Sick Leave” Full-time employees earn at the rate of 1/2 day per payroll period (total 13 days per year.)  Part-time employees who work at least half time earn on a pro-rated basis.

Personal Leave: 5 days each year on personal leave anniversary date.

PAYROLL INFORMATION

Employees are paid on a biweekly pay basis which  has a two-week lag. where  each paycheck pays for the previous biweekly period. .  New employees will not receive their first check for approximately four weeks. 

In addition, there is a five-day deferral where one day's pay is deducted from each of the first five pay checks.  This is returned to the employee upon separation from service at their salary at the time of separation .